Flood Zone Descriptions


Flood Zones

A = Area of special flood hazard without base flood elevations or water depths determined. Insurance required

AE and A1-A30 = Area of special flood hazard with base flood elevations determined. Insurance required

A99 = Area of special flood hazard which will be protected by a federal flood protection system when construction has reached a specified point of completion. No base flood elevations or water depths determined. Insurance required

AH = Area of special flood hazard with shallow flooding (usually one to three feet) with base flood elevations determined. Insurance required

AO = Area of special flood hazard with shallow flooding (usually one to three feet) with average water depth determined. Insurance required

V = Area of special flood hazard along coasts, subject to velocity of storm waves, with no base flood elevations determined. Insurance required

VE and V1-V30 = Area of special flood hazard along coasts, subject to and velocity of storm waves, with base flood elevations determined. Insurance required

B or X = Area of moderate flood hazard shown as area of light shading on flood map. No insurance required

C or X = Area of minimal flood hazard shown as area of no shading on flood map. No insurance required

D = Area of undetermined but possible flood hazard. No insurance required

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